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Expert articles on DSCR loans, refinancing, and first-time buying — straight from your loan officer.
Florida's spring buying season is here — and for the first time in years, the market is leaning toward buyers. More inventory, longer days on market, and motivated sellers mean first-time buyers have real leverage. Here's how to use it, position your offer to get noticed, and make the most powerful move most buyers never think of: asking for closing cost credits instead of a price cut.
From armed conflicts to trade disruptions, global events don't stay overseas — they travel directly into Treasury markets and mortgage rates within hours. Here's the economic chain that connects world events to your monthly payment — including what the current Middle East conflict is doing to rates right now.
The non-QM lending market has exploded with new entrants since 2020 — and investors are the direct beneficiaries. Here's the data behind the rate compression, what's driving it, and exactly how to take advantage.
